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How to Change Purchase Sign-in Settings in Microsoft Store

Richard
Written by
Richard
Aug 8, 2023 Updated May 1, 2026 2 min read
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This guide walks through managing your Microsoft Store purchase settings on Windows 11. Controlling whether a password is required for buying apps, games, or movies takes only a few clicks.

⚡ Quick Answer

Open the Microsoft Store, click your Profile icon, select Settings, and then toggle the Purchase sign-in option on or off to control password requirements for purchases.

Why This Matters

The Microsoft Store serves as the main hub for digital content. By default, it requests a password to prevent unauthorized purchases. Changing this behavior speeds up checkout or tightens account security.

How to Change Purchase Sign-in Settings

Step 1Open Your Profile

Open the Microsoft Store and click the Profile icon positioned next to the search bar.

Microsoft Store purchase sign-in settings
Microsoft Store purchase sign-in settings

Step 2Find Purchase Sign-in

Select Settings and locate Purchase sign-in.

Microsoft Store purchase sign-in settings
Microsoft Store purchase sign-in settings

Step 3Toggle Your Preference

Toggle the switch On to demand a password for purchases, or turn it Off to skip this step. Windows might ask you to verify your identity with a PIN or password first.

Microsoft Store purchase sign-in settings
Microsoft Store purchase sign-in settings

Security Comparison: Password Requirements

SettingProsCons
Always AskHigh security; prevents accidental buys.Slower checkout.
Never AskFast, convenient shopping.Risk of unauthorized purchases.

Managing Your Account and Security

Regularly managing payment methods goes hand in hand with adjusting purchase rules. Visit the Microsoft Account billing page to update cards or remove old ones. Shared PCs benefit from separate Windows user accounts for each person to keep Windows store security intact.

Preventing Unauthorized Purchases

Enabling two-factor authentication (a security process requiring two distinct forms of identification) on the Microsoft account stops others from gaining access. This adds an extra protective layer beyond a standard password. Children sharing devices need Microsoft Family Safety (parental control software designed to monitor online activity) to set spending limits and block unauthorized purchases.

Troubleshooting Purchase Failures

Troubleshooting failed transactions begins with checking the order history and confirming that payment details remain current.

What Happens When Done

Disabling the password requirement allows future purchases to process instantly. Keeping the password prompt active protects the account against accidental clicks or unauthorized users. Reviewing active recurring billing subscriptions prevents unexpected charges over time.

Summary

Maintaining updated Microsoft Store purchase settings ensures shopping remains secure and streamlined.

Why am I being asked for a password every time I buy an app?

The store asks for a password whenever the purchase sign-in setting is locked to 'Always ask'. This security feature prevents unauthorized purchases on the device. Disabling the rule within the Microsoft Store settings provides a faster checkout experience without password prompts.

What should I do if my purchase settings are greyed out?

Greyed-out settings usually point to a managed account or a child account linked to a family group. Microsoft Family Safety settings often dictate these restrictions. Signing in with primary account holder credentials restores the ability to modify billing and security preferences.

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Tags: #Windows 11
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Richard

About the Author

Richard

Tech Writer, IT Professional

Richard, a writer for Geek Rewind, is a tech enthusiast who loves breaking down complex IT topics into simple, easy-to-understand ideas. With years of hands-on experience in system administration and enterprise IT operations, he’s developed a knack for offering practical tips and solutions. Richard aims to make technology more accessible and actionable. He's deeply committed to the Geek Rewind community, always ready to answer questions and engage in discussions.

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